By opting into SMS communications from Redding Agency (“Company,” “we,” “us,” or “our”), you agree to the following terms and conditions.
These SMS Terms of Service govern the provision and delivery of SMS text messages by or on behalf of the Company, including message content related to life insurance inquiries, quotes, follow-ups, and other related services.
1. Program Description
When you opt in to receive SMS messages from Redding Agency you may receive messages including but not limited to:
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Life insurance quotes and policy information
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Follow-ups from licensed insurance agents
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Appointment reminders or updates regarding your inquiry
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Requests for additional information to complete your request
Messages may be sent using an automated dialing system. Consent to receive marketing text messages is not a condition of any purchase.
2. Message Frequency
Message frequency varies based on user interaction. You may receive recurring messages depending on the nature of your inquiry.
3. Cost and Carriers
Message and data rates may apply depending on your mobile carrier plan. Participating carriers are not liable for delayed or undelivered messages.
Supported U.S. carriers may include AT&T, Verizon, T-Mobile, Sprint, and others.
4. Opt-In
You may opt in to SMS communication by:​
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Providing verbal consent to an agent
5. Opt-Out
You may opt out at any time by replying:
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STOP to stop receiving messages
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HELP for more information or support
After you send STOP, you may receive a final confirmation message. No further messages will be sent unless you re-enroll.
6. Data Collection and Privacy
By opting in, you agree to our collection and use of your personal information as described in our Privacy Policy.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. This includes your phone number, opt-in data, and consent.
7. Customer Support
For questions or help, reply HELP to any message or contact us at:
Redding Agency
801-877-4883
8. Disclaimers & Limitation of Liability
Messages are provided “as is” and may be subject to delays or failures beyond our control (e.g., mobile network availability). We are not responsible for undelivered or delayed messages.
9. Changes to SMS Terms
We reserve the right to modify or update these SMS Terms of Service at any time. Any changes will be posted with a new “Effective Date.” Continued participation in the SMS program constitutes your acceptance of such changes.